From The Retirement Nerds.
Are you getting every Social Security benefit you’re entitled to? Most retirees only claim one — but there are actually four different types of benefits available depending on your situation.
In this video, I sit down with Zacc Call, President of Capita Financial Network, to walk through what I call "The Social Security Menu" — every benefit option available to you in retirement.
We cover:
🔹 Your own retirement benefit (PIA) — how it’s calculated and when to claim
🔹 Spousal benefits — what you’re entitled to based on your spouse’s record
🔹 Ex-spousal benefits — the rules most divorced retirees don’t know about
🔹 Survivor benefits — how this works and why the timing matters
We break down the percentages, age requirements, filing rules, and common mistakes people make when choosing from the Social Security menu.
SOCIAL SECURITY VIDEO SERIES:
Episode 1: https://youtu.be/AZfxGBp-Mts
📌 Timestamps:
0:00 Intro
1:53 The Menu
2:50 Your Personal Benefit
5:58 Spousal Benefits (Currently Married)
12:39 Spousal Benefits (Divorced)
19:42 Survivor Benefits
24:22 Survivor with Remarriage
32:29 Disability Benefits
33:34 Medicare Implications
35:06 More Help
👉 Want help with your Social Security and retirement income strategy? Visit https://theretirementnerds.com
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ABOUT THIS CHANNEL:
The Retirement Nerds simplifies Medicare, Social Security, financial planning, and estate planning so you can make informed decisions heading into retirement. No fluff. No sales pitches. Just the facts.
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Federal Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Disclosure:
This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.
Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.
Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.
