2026 Medicare Costs Are Out | Here’s How Much They Went Up

From The Retirement Nerds.

CMS announced the 2026 Medicare cost updates for Medicare Parts A and B and, surprise, surprise… they went up.

Part A saw increases in the 3.5% range.
Part B saw increases in the 9.7% range.

Given that the Social Security Cost of Living Adjustment (COLA) was only 2.8%, these Medicare increases are concerning to say the least.

Advantage vs Supplement Cost Comparison video:

The CMS Announcement:
https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles

IRMAA Chart Cheat Sheet Download:

Medicare IRMAA

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⏰ TIME CODES ⏰
0:00 Introduction
0:56 Part A
1:12 Part A Premiums
3:23 Part A Deductible
4:13 Part A Copays
4:45 Part A Skilled Nursing Copays
6:19 Part B Premium
9:10 Part B IRMAA
10:36 Part B Deductible
11:30 Part C Premiums
12:03 Part C Max Out of Pocket
13:15 Part D Premiums
14:41 Part D IRMAA
15:55 Part D Deductible
16:22 Part C Drug Deductibles
17:41 Part D Max Out of Pocket
18:02 Where to go from here

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.