From PBS NewsHour.

If money is tight right now, you may feel especially stretched by the thought of holiday shopping. According to a Gallup survey, many consumers, particularly those with low incomes, are looking to spend less this holiday season than they have in years past.

While conversations around money can feel awkward, it is important to set expectations with your loved ones about what your contributions will be this holiday season, budget and etiquette experts told PBS News’ Cecilia Lallmann. Here are their tips for determining your holiday budget and setting gifting expectations.

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