From The Retirement Nerds.
When my daughter needed an emergency appendectomy, we didn’t have time to plan — we just dealt with the hospital, the surgery, and then… the bills. In this video, I break down exactly how much the surgery cost, how it was covered under a family health insurance plan, and how the same emergency would be covered under Medicare with a Medigap Plan G versus a Medicare Advantage plan.
This real-world comparison shows how deductibles, out-of-pocket maximums, copays, and coverage rules play out when something unexpected happens. If you’re trying to understand the real differences between private insurance, Original Medicare with a supplement, and Medicare Advantage — this example makes it very clear.
Medicare Premium Income Chart (Free Download):
The Retirement Nerds Newsletter:
Get The Boy, The Mole, The Fox, and the Horse Book Here:
https://amzn.to/3LHNlm8
Check out more resources at https://TheRetirementNerds.com/
=============================
Send me a message!
Erik@TheRetirementNerds.com
=============================
⏰ TIME CODES ⏰
00:00 My Daughter’s Emergency
01:00 Emergency vs Inpatient Billing
01:17 ER Charges
02:18 Inpatient Charges
05:18 Post Op Charges
06:40 Monthly Premium Costs
07:36 Medicare Monthly Premium Costs
08:20 Other Plan Costs
09:24 Totals
10:20 5 Important Asterisks
13:57 Message to Healthcare Workers
15:24 Where to Get Help
=============================
#medicare #theretirementnerds #emergency #retirementnerds #insurance
Federal Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
