From The Retirement Nerds.
Should you choose a Roth or Traditional account?
Zacc Call discusses the math that most people get wrong when analyzing whether or not a Roth (or Roth Conversion) or a Traditional account puts them in the best tax position in retirement.
If you’ve ever wondered which account type will leave you with more money in retirement, this interview breaks it down with clarity, examples, and powerful insights.
RELATED VIDEOS:
ZACC’S CHANNEL:
https://www.youtube.com/@ZaccMoneyEducation
✅ Topics covered:
• The math mistake almost everyone makes
• Roth vs Traditional: what’s the real difference?
• How taxes today vs taxes in retirement impact your decision
• A framework to help you decide the right strategy for you
Check out our resources at https://TheRetirementNerds.com/
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Erik@TheRetirementNerds.com
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⏰ TIME CODES ⏰
0:00 Intro
0:54 The Math Myths
2:23 The Math
7:06 What Can Change?
7:45 Where You Pay Taxes
9:02 Contribution Behavior
11:18 4 Basic Reasons
11:40 Tax Rate Will Rise
15:50 Tax Rate Will Decrease
17:27 Max Funding Accounts
19:50 Marginal Tax Bracket Management
22:46 Don’t Feel Guilty
23:59 Required Minimum Distributions
23:44 Zacc’s Channel
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#investing #theretirementnerds #roth #rothvstraditional #retirementnerds #finance
Disclosure:
This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.
Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.
Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.
