From The Retirement Nerds.
Thinking of contributing to a Roth IRA or doing a Roth conversion? Before you do, make sure you’re not falling into one of the 16 most common mistakes people make.
In this episode of The Retirement Nerds, Erik Soderborg sits down with Zacc Call to break down critical errors that could cost you more in taxes, hurt your retirement income strategy, or derail your financial plan altogether.
📌 In this video:
When Roth conversions hurt more than they help
The tax trap of “bracket creep”
Why Roth isn’t always right for high earners
Mistakes with timing, Medicare premiums (IRMAA), and Social Security
Roth rules most investors overlook
Contribution vs conversion confusion explained
Smart strategies to get Roth right
If you’re serious about tax-efficient retirement planning, this is must-watch content.
Here is where you can download the Social Security Taxability Worksheet for free:
Zacc’s Channel:
https://www.youtube.com/@ZaccMoneyEducation
OTHER RELATED VIDEOS:
Check out our resources at https://TheRetirementNerds.com/
=============================
Send me a message!
Erik@TheRetirementNerds.com
=============================
=============================
Be Sure to Subscribe to our Channel!
=============================
YouTube: @theretirementnerds
============================================================
Join our newsletter for monthly tips, book recommendations, and personal stories!
============================================================
⏰ TIME CODES ⏰
0:00 Intro Teaser
0:25 Data over Dogma
3:26 Mistake #1
5:48 Mistake #2
10:52 Mistake #3
15:47 Mistake #4
19:35 Mistake #5
21:21 Mistake #6
21:43 Mistake #7
24:52 Mistake #8
27:05 Mistake #9
29:32 Mistake #10
34:30 Mistake #11
43:21 Mistake #12
44:57 Mistake #13
48:10 Mistake #14
48:57 Mistake #15
53:33 Mistake #16
59:33 Where to Get Help
1:00:30 3 People Who Benefit
=============================
#roth #rothvstraditional #theretirementnerds #socialsecurity #retirementnerds #finance #zacccall #eriksoderborg
Disclosure:
This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.
Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.
Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.
