Think of Roth and Traditional as the “tax” garage. What you put in the garage is the investment.
From The Retirement Nerds.
Why Smart People Still Don’t Have an Estate Plan
From The Retirement Nerds. Most people know they should have an estate plan — yet millions never finish one. In this episode of The Retirement Nerds, I sit down with estate planning expert Jim Burch to break down the biggest hurdles that stop families from completing their estate plan — and how to overcome them.…
Medicare Just Proposed a Change — And Insurance Stocks Are Crashing
From The Retirement Nerds. The Trump administration just announced much lower-than-expected Medicare payment increases for Medicare Advantage plans, and the market reaction was immediate. Major health insurance companies saw their stock prices drop sharply, raising serious questions about the future of Medicare Advantage benefits, plan availability, and costs for seniors. In this video, I explain…
Roth vs Traditional debate hinges on your tax rate when contributing vs withdrawal.
From The Retirement Nerds.
In the Roth vs Traditional debate, make sure you are getting the foundational math correct. #rothira
From The Retirement Nerds.
If you don’t fund your trust, it’s just an expensive bunch of papers. #estateplanning #willvstrust
From The Retirement Nerds.
CPA Explains IRS Gifting Rules
From The Retirement Nerds. If you want to help your children financially without triggering unnecessary taxes or IRS headaches, Daniel the CPA explains how to do this in the smartest, most tax-efficient ways. We cover the annual gift tax rules, common mistakes retirees make misunderstanding step up in basis, how gifts can impact your overall…
Do brokerage Accounts go into a trust? And how…#estateplanning #willvstrust #retirementnerds
From The Retirement Nerds.
Here’s How Much We Paid When My Daughter Needed Emergency Surgery — Family vs Medicare
From The Retirement Nerds. When my daughter needed an emergency appendectomy, we didn’t have time to plan — we just dealt with the hospital, the surgery, and then… the bills. In this video, I break down exactly how much the surgery cost, how it was covered under a family health insurance plan, and how the…
Transferring a home to a revocable trust does not trigger a due-on-sale clause. #estateplanning
From The Retirement Nerds.
The Misunderstood Trial Rights of Medicare Advantage Plans Explained
From The Retirement Nerds. Did you choose the wrong Medicare Advantage plan and feel stuck? There’s a little-known Medicare rule called Trial Rights that may allow you to undo a bad decision and get back into Original Medicare with a Medicare Supplement — without medical underwriting. I explain what Medicare Trial Rights are, who qualifies,…
Big no-nos around retirement accounts and trusts. Understand what’s allowed, what’s not, and why.
From The Retirement Nerds.
How to Fund a Trust. The 7 assets that go into a trust. #estateplanning #retirementnerds
From The Retirement Nerds.
Getting Real Estate Into a Trust. #retirementnerds #estateplanning
From The Retirement Nerds.
Getting Real Estate Into a Trust. #retirementnerds #estateplanning
From The Retirement Nerds.
When a Trust is a Waste of Money (And When It’s Not)
From The Retirement Nerds. Estate Planning expert Jim Burch explains who doesn’t need to worry about setting up a trust as well as the 5 benefits to setting up a trust for those who would consider this as part of their estate plan. Jim Burch is the owner of Easy Legal Planning. He is has…
The 7 Things that “Fund” Your Trust. #retirementnerds #estateplanning
From The Retirement Nerds.
Tax Expert: How the News Triggered a $22,000 Tax Bill
From The Retirement Nerds. CPA and tax expert Daniel Astleford shares a simple story of a retiree who got spooked by the news and decided to pull all retirement investments. This triggered a steep and expensive tax bill for this individual who used the money and didn’t share what they had done with their advisors.…
Financial Expert: This Will Change How You Think About Your Finances
From The Retirement Nerds. Financial expert Zacc Call details how small, weekly financial checkpoints can completely transform your relationship with money and help you have Your Best Financial Year. Zacc Call is a financial advisor and the President of Capita Financial Network. He is an expert in financial and retirement planning. He and his team…
How to Make BIG Purchases Without Blowing Up Your Taxes
From The Retirement Nerds. Retirees need to keep both Tax Consequences AND Investment Preparation Strategies in mind when planning for a big purchase. There are tax-efficient and investment-efficient ways to make these purchases along with other implications like your future Medicare premiums to keep in mind. ⏰ TIME CODES ⏰ 0:00 Question from Joe 0:25…
The Bold Move Some States Are Making Against Medicare Advantage Plans
From The Retirement Nerds. Big changes are coming to Medicare Advantage—and they could leave millions of seniors without the help they need. In this interview, I talk with the Director of the Idaho Department of Insurance – Dean Cameron – who is standing up to major Medicare Advantage insurance companies. These companies are eliminating commissions…
Medicare Cost Comparison | Advantage vs Supplement
From The Retirement Nerds. Which will cost you more in 2026? A Medicare Supplement Plan or a Medicare Advantage Plan? We look at what your fixed and variable costs will be with an average Medicare Supplement Plan G, Plan N, and High Deductible Plan G vs a zero dollar Medicare Advantage plan. The numbers we…