From Quartz.

Americans are averaging $6,000 per person annually on wellness in 2025, according to the Global Wellness Institute, underscoring rising consumer costs tied to New Year fitness goals.

The segment outlines how to approach gym memberships and wellness spending cautiously, citing contract terms, hidden fees, and cancellation provisions. Guidance includes reviewing employer wellness benefits and HSA-eligible expenses to manage costs.

Financial counselor Amy Miller warns that gyms often require written notice and impose maintenance, late payment, or cancellation fees; Rocket Lawyer notes limited penalty-free exits for moves, injuries, or grace periods. Some credit cards offer rewards on wellness purchases, including U.S. Bank Cash+ (5% on gyms), Wells Fargo Attune (4% on gym and spa memberships), and AmEx Platinum credits for Equinox, Lululemon, and Oura Ring.

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