How Much Would You Pay on a $116,000 Hip Replacement: ACA vs Medicare Explained 💰

From The Retirement Nerds.

A $116,000 hip replacement surgery sounds outrageous—but how much do patients actually pay? In this video, we break down a real-life bill to show what someone with an ACA Marketplace plan paid… and how that compares to different Medicare options, including:
✅ Medicare Advantage (Part C)✅ Medigap Plan G✅ High-Deductible Plan G✅ Original Medicare (Parts A & B)
We walk through deductible amounts, coinsurance, copays, out-of-pocket maximums, and surprise costs that catch people off guard. Whether you’re close to retirement or helping a loved one make smart healthcare choices, this video gives you the numbers you need.

Here is the video that goes over Advantage vs Supplement in more detail:https://youtu.be/eOP76hMPiDs

Here is the video that goes over the 20-year costs of these plans:

Here is where you can get the free, 20-year spreadsheet:

Long Term Medicare Costs

Here is the video on Prior Authorization data:

Other Free Resources:
Money and Mind Ebook: https://theretirementnerds.com/money-mind/
Retirement Nerds Newsletter: https://theretirementnerds.com/newsletter/

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Contact us if you need help with any of these topics:https://theretirementnerds.com/contact-us/

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⏰ TIME CODES ⏰
0:00 Intro and Thank You
0:33 Initial Costs
2:48 ACA Coverage
11:55 Medicare Advantage Costs
15:33 Original Medicare Only Costs
17:56 Plan G Costs
21:05 Plan N Details Costs
23:00 High Deductible Plan G Costs
24:04 MASSIVE Mistakes to Avoid
28:14 Where to Get Help

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